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VA Loans

What Is A VA Loan?

A VA loan is a home loan offered to veterans or active members of the U.S. military. Additionally, a spouse of a veteran or a deceased military member may also qualify.

How Can I Benefit From Applying For A VA Loan?

*This type of loan does not require a down payment to be made on the home. VA guarantees the loan and reimburses the lender any losses if the borrower defaults, but they will NOT receive financial help from the VA.

Tips For Taking Out A VA Loan

While this type of loan does not require a down payment to be made in order to be approved, a one-time fee may be required. This loan may be one of the most affordable options for home buyers, but as with any loan decision, you’ll want to discuss your situation with your loan officer to strategize about the best plan for you and your family.

Have questions or need more info? Contact us today! We’d love to sit down for a few minutes for a free consultation on which type of mortgage we recommend.

*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Total Quality Lending is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Loan Products

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    VA Loans
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    Reverse Mortgage
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    Refinancing
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    Conventional Loans
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    Jumbo loans
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    Investment Properties
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    FHA Loans
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    Total Quality Lending

    7700 Irvine Center Drive,
    Suite 760, Irvine, CA 92618
    Phone : (800) 304-1925
    Email:  CustomerCare@tqlend.com

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    In no event will Total Quality Lending be liable for any loss or damage including and without limitation to indirect or consequential loss or damage, or any loss or damage whatsoever arising out of, or in connection with, the use of this website. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify.
    Total Quality Lending NMLS # 1933377. Licensed by the Department of Financial Protection and Innovation under the California Financing Law.
    These materials are not from HUD or FHA and were not approved by HUD or a government agency.
    Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, License No 60DBO-108369, Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #1933377. Loans made or arranged pursuant to the Department of Financial Protection and Innovation under the California Financing Law.

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